FinTech Mobile App
A comprehensive financial management platform designed to simplify personal and business finances with AI-powered insights and seamless banking integration.
Overview
Industry
Financial Technology (FinTech)
Target Audience
Individuals and small businesses seeking smarter financial control
The FinTech Mobile App is a comprehensive financial management platform designed to simplify personal and business finances. With AI-powered insights and seamless banking integration, the app helps users track spending, forecast budgets, and make better financial decisions — all from one secure mobile interface.
The Problem
Before the app, users had to juggle multiple banking apps, budgeting spreadsheets, and manual tracking methods. This created:
Fragmented financial data across accounts
Inaccurate spending insights due to delayed updates
Time wasted reconciling bank statements and budgets
Limited predictive capabilities for financial planning
The Solution
We built a single, unified platform that connects directly with users' bank accounts, credit cards, and investment portfolios, providing real-time data and AI-driven financial recommendations.
Key Objectives
Simplify financial management with an all-in-one solution
Automate tracking and categorisation of transactions
Predict future cash flow using machine learning models
Empower users with actionable insights to save and grow money
Key Features
AI-Powered Insights
Automatic spending analysis, bill reminders, and saving tips
Seamless Banking Integration
Secure connection to multiple banks via Open Banking APIs
Smart Budgeting
Dynamic budgets that adapt to income and spending changes
Investment Tracking
Portfolio overview with performance analytics
Goal Setting
Savings goals with real-time progress tracking
Security
Bank-grade encryption and biometric login
Technology Stack
Frontend
Flutter (cross-platform mobile)
Backend
Node.js with Express
Database
PostgreSQL
AI & ML
Python (Pandas, Scikit-learn)
Bank Integration
Open Banking API
Hosting & Security
AWS
Design & UX Approach
Minimalist, clean UI to reduce cognitive load
Colour-coded financial health indicators for quick decision-making
Customisable dashboards so users see what matters most
Accessibility-first design for inclusive usability
Business Model
Freemium Plan
Core features at no cost
Premium Subscription
Advanced analytics, unlimited account linking, personalised AI coaching
Affiliate Partnerships
Commission on recommended financial products
Challenges & Solutions
Challenge: Ensuring secure real-time bank data sync
Solution: Implemented robust encryption, OAuth 2.0 authentication, and PCI DSS compliance
Challenge: Making AI insights easy to understand for non-technical users
Solution: Developed a visual insight engine with graphs, trend lines, and simple language summaries
Results & Impact
Future Plans
Launch AI-powered tax preparation features
Expand integrations to include cryptocurrency wallets
Release web dashboard for desktop financial management
Ready to Build Your Own Success Story?
Let's discuss how we can help transform your vision into a reality.